Needing unexpected medical care can be scary. We are almost always guaranteed to have out of pocket expenses that are not covered by your chosen healthcare coverage. Navigating how to pay for these expenses can cause an added layer of stress and uncertainty to an already difficult situation.

This is why we bundle your chosen medical plan with a supplemental plan that helps pick up those extra costs. Supplemental plans are voluntary, and are built to pay cash benefits to YOU, not to your provider. When you get this money, you decide how to use it.

You might find in that moment of need that your priority is keeping food on the table, the mortgage paid, or just gas in the car to continue getting to your doctor’s appointments. Or, you can use it towards your out-of-pocket medical expenses.

Most supplemental plans operate completely separate from your health insurance and any other plan you may have in place. As long as they have proof of your treatment or diagnosis, you are eligible to have a benefit paid out to you, regardless of your income, or what your medical expenses actually look like.